Banking & ATM

1. 近くにATMはありますか

   chi-ka-ku ni ē-tī-e-mu wa a-ri-ma-su ka

   Is there an ATM nearby?

   Usage

   Looking for a nearby ATM when you need cash

   Grammar Note

   "〜ni arimasu ka" checks existence at a location. ATMs are available in Japanese convenience stores like 7-Eleven

2. 両替はできますか

   ryō-ga-e wa de-ki-ma-su ka

   Can I exchange money here?

   Usage

   Checking if currency exchange is available at a bank or exchange booth

   Grammar Note

   "Ryōgae" means exchanging currencies. "Dekimasu ka" is a versatile expression to check if a service is available

3. 今日の為替レートはいくらですか

   kyō no ka-wa-se rē-to wa i-ku-ra de-su ka

   What is today's exchange rate?

   Usage

   Checking the exchange rate before exchanging currency

   Grammar Note

   "Kyō no〜" asks about today's information. "Kawase rēto" is one of many katakana financial terms in Japanese

4. 海外のクレジットカードは使えますか

   kai-ga-i no ku-re-ji-tto kā-do wa tsu-ka-e-ma-su ka

   Can I use a foreign credit card?

   Usage

   Checking if a foreign-issued credit card is accepted at a store or facility

   Grammar Note

   "Tsukaemasu ka" is "tsukau" (use) in potential + polite question form. Essential for checking card acceptance

5. 手数料はいくらかかりますか

   te-sū-ryō wa i-ku-ra ka-ka-ri-ma-su ka

   How much is the service fee?

   Usage

   Checking the fee for currency exchange or money transfers

   Grammar Note

   "〜ga kakarimasu ka" asks how much something costs or how long it takes. "Ikura" is used for amounts

6. お金を引き出したいのですが

   o-ka-ne wo hi-ki-da-shi-ta-i no de-su ga

   I'd like to withdraw some money

   Usage

   Expressing a desire to withdraw cash at a bank or post office ATM

   Grammar Note

   "Hikidasu" is a compound verb "pull out". "〜tai no desu ga" is a soft, indirect desire expression

7. このATMは外国のカードに対応していますか

   ko-no ē-tī-e-mu wa gai-ko-ku no kā-do ni tai-ō-shi-te-i-ma-su ka

   Does this ATM accept foreign cards?

   Usage

   Checking if an ATM accepts foreign bank or credit cards

   Grammar Note

   "〜ni taiō shite imasu ka" asks if something is compatible. Convenience store ATMs in Japan often accept foreign cards

8. 領収書をいただけますか

   ryō-shū-sho wo i-ta-da-ke-ma-su ka

   Could I have a receipt, please?

   Usage

   Requesting a receipt after a transaction at a bank or exchange

   Grammar Note

   "Ryōshūsho" is formal; "reshīto" is casual. "Itadakemasu ka" is humble and polite for requesting

9. お札を小銭に崩してもらえますか

   o-sa-tsu wo ko-ze-ni ni ku-zu-shi-te mo-ra-e-ma-su ka

   Could you break this bill into coins?

   Usage

   Asking to change a banknote into coins for vending machines or transit

   Grammar Note

   "Kuzusu" means to break into smaller units. "〜te moraemasu ka" is the standard polite request form

10. 銀行は何時まで開いていますか

    gin-kō wa nan-ji ma-de a-i-te-i-ma-su ka

    Until what time is the bank open?

    Usage

    Checking the closing time of a bank

    Grammar Note

    "Aite imasu" is the continuous form of "aku" (to open), meaning currently open. Japanese banks usually close at 3-4 PM

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