Money & Exchange

1. 円をドルに両替できますか？

   en wo do-ru ni ryō-ga-e de-ki-ma-su ka?

   Can you exchange yen to dollars?

   Usage

   Used at currency exchange counters or banks to exchange currency

   Grammar Note

   The pattern is "exchange ~ for A". Replace "doru" with any currency (yūro, bātsu, etc.)

2. クレジットカードは使えますか？

   ku-re-ji-t-to kā-do wa tsu-ka-e-ma-su ka?

   Can I use a credit card?

   Usage

   Used to check whether credit card payment is accepted at shops or hotels

   Grammar Note

   "Tsukaeru" is the potential form of "tsukau" (to use). If told "genkin nomi", cash only is required

3. ATMはどこにありますか？

   ē-tī-e-mu wa do-ko ni a-ri-ma-su ka?

   Where is the ATM?

   Usage

   Used to ask where the nearest ATM is when you need to withdraw cash

   Grammar Note

   "Aru" expresses existence of inanimate things. Broadly used for finding places: e.g. "konbini wa doko ni arimasu ka"

4. お釣りを間違えています

   o-tsu-ri wo ma-chi-ga-e-te i-ma-su

   The change is incorrect

   Usage

   Used politely when the change received is incorrect

   Grammar Note

   "~te imasu" describes current state. This phrasing is gentler than directly saying "machigai!" (wrong!)

5. 合計いくらですか？

   gō-kei i-ku-ra de-su ka?

   How much is the total?

   Usage

   Used before paying to confirm the total amount

   Grammar Note

   "Ikura" is the interrogative for price. "Kore wa ikura desu ka" is a classic shopping phrase

6. 領収書をください

   ryō-shū-sho wo ku-da-sa-i

   Please give me a receipt

   Usage

   Used after payment to request a receipt, often needed for expense claims

   Grammar Note

   "Kudasai" also requests an item. "Reshīto" is a cash register slip; "ryōshūsho" is a formal receipt document

7. 分割払いはできますか？

   bun-ka-tsu-ba-ra-i wa de-ki-ma-su ka?

   Can I pay in installments?

   Usage

   Used for large purchases to ask if installment payment is available

   Grammar Note

   Equivalent to "~ wa kanō desu ka". You can specify "3-kai barai" (3 installments) or "6-kai barai" etc.

8. 値段を教えていただけますか？

   ne-dan wo o-shi-e-te i-ta-da-ke-ma-su ka?

   Could you tell me the price?

   Usage

   Politely asks for the price when it is not displayed or negotiation is involved

   Grammar Note

   "Itadaku" is the humble form of "morau" (to receive). "~te itadakemasu ka" is a highly respectful request

9. 消費税は含まれていますか？

   shō-hi-ze-i wa fu-ku-ma-re-te i-ma-su ka?

   Is consumption tax included?

   Usage

   Used to check if Japan's consumption tax (10%) is included in the displayed price

   Grammar Note

   "Fukumareru" is the passive of "fukumu" (to include). "Zeikomi" on a price tag means tax-inclusive

10. もう少し安くなりますか？

    mō su-ko-shi ya-su-ku na-ri-ma-su ka?

    Can you make it a little cheaper?

    Usage

    Polite expression for price negotiation at markets or when bargaining

    Grammar Note

    "~ku naru" expresses a change in an i-adjective. Softer than directly saying "makete kudasai" (give me a discount)

11. デポジット

    Depojitto

    Deposit

    Usage

    A refundable deposit paid at check-in for hotels or rentals

12. 返金

    Henkin

    Refund

    Usage

    Used when asking for money to be returned

13. 保証金

    Hoshoukin

    Security deposit

    Usage

    A more formal security deposit, used for rentals or leases

14. 前払い

    Maebarai

    Prepayment

    Usage

    Used to indicate money paid in advance, e.g. at booking

15. 追加料金

    Tsuika ryoukin

    Extra charge

    Usage

    Used to indicate an additional charge added later

16. 手数料

    Tesuuryou

    Service fee

    Usage

    Used to indicate a fee charged for a service or procedure

17. 現金

    Genkin

    Cash

    Usage

    Says you will pay in cash; also used to confirm a cash-only shop

18. クレジットカード

    Kurejitto kaado

    Credit card

    Usage

    Says you want to pay by credit card; the bare word "kaado" can be mistaken for a loyalty card

19. 割り勘

    Warikan

    Split the bill

    Usage

    Asks for the bill to be split between the party

20. まとめて

    Matomete

    All on one bill

    Usage

    Asks for one single bill — the opposite of "warikan"

21. 高すぎる

    Takasugiru

    Too expensive

    Usage

    States plainly that the price is too high, e.g. when haggling

22. おつり

    Otsuri

    Change (money back)

    Usage

    The change owed to you; show it when it has not been handed back

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